Welcome to Michael Jones Independent Financial Services Ltd

Welcome to the Michael Jones Independent Financial Services LtdMichael Jones Independent Financial Services offers unbiased independent financial advice to both individuals and corporate clients, researching the market to source products and financial services which best suit our client's needs.

Over the years I have established a high level of trust between myself and my clients. This trust has helped in developing a long term business relationship with my clients, which enables me to achieve my goal of giving excellent service and guidance.

Some of the main areas we can help you with independent financial advice include:-

  • Pensions
    Pre / post retirement planning, secured / unsecured pensions and workplace pensions
  • Savings and Investments
    Lump sum and regular premium investments using NISA allowances, trusts and offshore investments, to be tax efficient where possible
  • Mortgages and Loans
    Corporate mortgages, individual mortgages and mortgage protection
  • Equity Release Schemes
    Effective solutions to release capital from your home using lifetime mortgages and home reversion schemes
  • Life and Protection Policies
    Income protection insurance, family protection insurance and permanent health insurance
  • Disability, Accident and Sickness Cover
    Accident and sickness insurance
  • Private Health Care
    Company and individual private health care
  • Inheritance Tax and Estate Planning
    Wealth management, estate preservation and inheritance tax planning

People’s finances are directly affected by their personal circumstances, which change as they go through different life cycles. A young couple with children will have different financial priorities to an older couple in retirement. Through asking relevant questions, and conducting appropriate research, our independent financial advisers make recommendations which suit our clients' circumstances.

If you would like to take advantage of our financial services please contact us and remember, the first consultation is free of charge.

We are proud to offer independent financial services in the East Midlands area including Rothwell, Desborough, Kettering and Northamptonshire.

Michael Jones Independent Financial Services Ltd is an appointed representative of Lighthouse Advisory Services Limited which is authorised and regulated by the Financial Conduct Authority.

Michael Jones Independent Financial Services Limited is registered in England and Wales, Registered number 4641776

RISK WARNINGS
• The value of your investments can go down as well as up, so
you could get back less than you invested.
• Tax advice which contains no investment element is not
regulated by the Financial Conduct Authority
• Your home may be repossessed if you do not keep up repayments on
a mortgage or other loans secured on it.
• Equity release may involve a lifetime mortgage or a home reversion plan.
To understand the features and risks, ask for a personalised illustration.
• Equity release may not be right for everyone. It may affect your entitlemen
to state benefits and will reduce the value of your estate.
• Business Buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.

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Independent Financial Advice for the East Midlands

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Michael Jones Independent Financial Services based in Rothwell, Northamptonshire offers unbiased independent financial advice (Pensions, Savings and Investments, Mortgages and Loans, Equity Release Schemes, Life and Protection Policies, Disability, Accident and Sickness Cover, Private Health Care and Inheritance Tax and Estate Planning) to both individuals and corporate clients, researching the market to source products and financial services which best suit our client's needs. We are dedicated to giving a high quality of service to our clients from Rothwell, Desborough, Kettering, Northamptonshire and the East Midlands area.